COINHAKO USER AGREEMENT This Agreementis alegally bindingcontract between you andHAKO TECHNOLOGY PTE LTD(UEN: 201332728R), a private limited company incorporated in Singapore("Coinhako"). This Agreement governs yourrelationship and dealings with Coinhako, including your use of the Accounts and Services provided by Coinhako.In this Agreement, references to "we", "our" or "us" shall refer to Coinhako. You should thoroughly review this Agreement before you:(a)sign up for anAccountwithus; (b)access and/oruseany of the Services made available byus;and/or(c)acknowledgeor accept(whether expressly or otherwise)any of the terms and conditionsinthis Agreement.Specifically, please read and fully understand theSafeguarding andRisk Disclosure Statementon our Websitebefore youaccept this Agreement. You should be aware that the risk of suffering losses intransacting inor holdingDigital Assetsmaybe substantial. As with any asset, the value ofDigital Assetsmay fluctuateand theremay be a substantial risk that you would suffer losses bytransactinginor holdingDigital Assets. You should carefully consider whethertransacting inor holdingDigital Assets is suitable for youconsideringyour circumstances. By (a) signing up for an Account with us; (b) accessing and/or using any of the Services made available by us; and/or (c) acknowledging and/or accepting (whether expressly or otherwise) any of the terms and conditions of this Agreement, you agree that youhave read, understood, and accepted this Agreement. If you find any part of this Agreement unacceptable, please do not access or use our Services. To avoid doubt, this Agreement does not apply to products and/or services offered by affiliates of Coinhako or other third parties pursuant to their own terms and conditions, which are not determined by us. You should carefully review such terms and conditions before accessing any product and/or service that is not offered by Coinhako. 1.INTRODUCTION 1.1Agreement.ThisUserAgreement(includingtheSchedules),anydocumentthatis incorporated by reference into this User Agreement, and any document made available by us that amends, supplements, and/or replaces any part of this User Agreement shall collectively bereferred to as this “Agreement”. For the purposes of the foregoing: (a)the Schedules include: (i)Schedule 1–Statement on Prevention of Financial Crimes; (ii)Schedule 2–CoinhakoEarn Terms; (iii)Schedule 3–Additional Order Type Terms; (iv)Schedule 4–Additional Services Terms; (v)Schedule 5–Safeguarding Terms;and (vi)Schedule 6–Statement on Digital Asset Listingand Governance Policies;
(b)the documents that are incorporated by reference include: (i)ourSafeguarding and Risk Disclosure Statement;and (ii)ourPrivacy Policy. 1.2Inconsistency. In the event of any inconsistency between any of the terms of this Agreement, unless expressly stated otherwise, such inconsistency shall be resolved in the following order of priority: (a)any document made available by us that amends, supplements, and/or replaces any of the standard terms and conditions of this Agreement; (b)any document that is incorporated by reference into this Agreement; (c)the Schedules; and (d)the main body of this Agreement. 1.3Variations to this Agreement. (a)We reserve the right, at our sole and absolute discretion, to amend, supplement or replace any part of this Agreement at any time. You agree to dispense with any requirement to provide fresh consideration for us to amend, supplement or replace any part ofthis Agreement at any time. (b)We will endeavour to provide you with notice of any changes by: (i) publishing the revised Agreement on our Platform and/or Website; or (ii) notifying you directly of such changes. However, we may not always be able to provide you withpriornotice. (c)Any changes to this Agreement will be effective immediately upon the date and time stated in our publication or notice, subject to Applicable Laws. If no effective date and time is stated, such changes shall be effective immediately upon the earlier of: (i) the time of publication on the Platform and/or Website; or (ii) at the time of transmission of the notification to you. (d)Your continued maintenance of the Account and/or use of the Services acts as your acceptanceofthe revised Agreement. If you do not agree to any changes to this Agreement, please immediately terminate your Account and cease using the Services. We encourage you to frequently review this Agreement to ensure you understand the prevailing terms and conditions. 2.ELIGIBILITY 2.1To be eligible to use any of the Services, the following conditions must be satisfied at all times: (a)you are an individual, legal person or other organization with full legal capacity and authority to (i) access and use the Services, and (ii) enter into and deliver, and perform